Blueprint for a brighter tomorrow.
Start building a future made just for you.
Annual Percentage Yield
Tax-advantaged, to make the most of every dollar you save
No monthly fees to keep your account going
All deposits FDIC-insured up to the allowable limits
What you can expect from your IRA Savings account.
Online ease. Always real people to talk to.
Because Uncle Sam rewards those who save for retirement.
Open an account and start earning interest on your balance from day 1.
Manage all of your Legacy Apex® accounts in one place and transfer money with ease.
|Account Balance||Annual Percentage Yield (APY)|
APYs are variable and effective as of
It's all about the big picture.
IRA Savings accounts come with tax benefits and FDIC protection. Something to consider when you're saving for the long term.
Your savings, safely tucked away.
Set it, forget it and simply watch it grow. That's how you build a solid foundation for the future-wherever that future may take you.
What's an IRA?
An Individual Retirement Account (IRA) is a tax-advantaged way for just about anyone with earned income to save for retirement. When you open a Legacy Apex IRA Savings account, you'll have the option of selecting between a Traditional IRA or a Roth IRA.
What's the difference between a Traditional IRA and a Roth IRA?
Traditional IRAs and Roth IRAs differ in several ways, including their tax treatment. Contributions to Traditional IRAs may be tax-deductible, and earnings within the account aren't taxed until the funds are withdrawn. On the other hand, contributions to Roth IRAs are made on an after-tax basis, meaning both earnings and eligible withdrawals are tax-free. As always, consult your tax advisor for additional information.
What are some benefits of a IRA Savings account?
A IRA Savings account is a tax-advantaged way to save for retirement that allows you to start earning interest on your balance from day 1. The money you put away will also be FDIC-insured up to allowable limits, and you'll never pay monthly fees while you're building your nest egg.
How is a IRA Savings account different from my other savings options at Legacy Apex?
A IRA Savings account is tax-advantaged and intended for saving for retirement. If your savings goals are more short-term, you may want to explore non-IRA Savings® accounts and CDs®. Just remember, they won't have the same kind of tax advantages as an IRA.
What if I'm not ready to save for retirement?
Having plenty of savings options means you can choose the level of commitment that's just right for you. Legacy Apex offers non-IRA products, including CDs with terms from 6 to 60 months, a Savings account with no minimum balance requirements, and more. Take a look around to see what fits your savings goals.
Phone, social media, Morse code (okay maybe not Morse code). Talk to a Legacy Apex associate today-no SOS required.